The Blue Grass Valley Bank - Privacy Notice
 
Protecting your privacy is important to the Blue Grass Valley Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Blue Grass Valley Bank employees for collection, use, retention, and security of nonpublic personal information.		  

 

Information We Collect

We may collect "nonpublic personal information" about you from the following sources:

Information we receive from you on applications or other loan and account forms:(example: We ask for personally identifying information to protect your accounts from fraud.)

Information about your transaction history with us or others: (example: This includes information regarding your account balances, payment history, and overdraft history.)

Information we receive from third parties such as credit bureaus: (example: We require information concerning your credit history and your assets to determine if you qualify for loan approval.)

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you.

January 2012 Update

Federal law allows you to limit disclosure of nonpublic personal information to affiliates, nonaffiliates and joint marketers, but this is not an issue with us as we do not have affiliates nor do we share your information with nonaffiliates or joint marketers.

   Information We Disclose

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist you in servicing your loan or account with us, or to government entities in response to subpoenas.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Security Procedures

Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and customer privacy. If necessary, we take appropriate disciplinary steps to enforce our employees' responsibility to protect your very personal information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

  



 



Privacy Notice

 

  

main | services | rate chart | calculators | contact us

The Blue Grass Valley Bank

Blue Grass Office: Tel (540) 474-2430 • Fax (540) 474-5513
P. O. Box 6 (2583 Blue Grass Valley Road) • Blue Grass VA 24413

Monterey Office: Tel (540) 468-1915 • Fax (540) 468-1919
P. O. Box 516 (132 East Main Street) • Monterey VA 24465

Copyright 2003 The Blue Grass Valley Bank. All rights reserved.
Site created and maintained by Red Eft Web Design

  

Please note that these e-mail links are not secure and are not encrypted. Please call the bank to transmit sensitive data.


E-mail Links:

Lisa Kodger

Chanda Sponaugle